Merced School Employees Federal Credit Union

cu@home-online banking

ATM and ATM Debit Cards | cu@home-online banking | Bill Pay | Payroll Deductions | Direct Deposit/Net Paycheck | Automatic Payments | Day and Night Teller | Personal Money Management | Balance Financial Fitness

Access your account electronically with cu@home, our virtual branch office, which allows you the freedom to access your account whenever it's convenient for you, 24 hours a day, 7 days a week. You have access after hours, on weekends and even on holidays.

It's easy, convenient and completely safe because cu@home is a secure site. You never have to worry about your account information, because MSEFCU uses the latest encryption technology. And, only you have access with your password, which is selected by you.

To use cu@home all you need is Internet access, a browser and our web address Using this service is easy, see for yourself, simply log-on to our demo program available on our homepage or click here, then click the demo button. To apply for this convenient service, contact our office by eMail or call us at 209-383-5550 or 800-542-2345 ext. 144.

You can:

  • check your account balances on a simple consolidated list
  • view account history
  • transfer funds
  • make loan payments
  • make a loan advance from our line of credit
  • stop payment on checks
  • print a copy of the front and back of a cleared check
  • pay bills online
  • and more…

Mobile Money TouchBanking

To install our mobile money TouchBanking app, use your smart phone, tap on the App Store or Google Play icon to search for TouchBanking, install the app to your mobile phone, enter this app code: mercedmobile and follow the prompts. You need to be enrolled in cu@home to install the app.

To activate our Mobile Money Browser, use your mobile phone and log on to cu@home. Click on the Self Service tab, then under Additional Services, select Mobile Money and follow the prompts. You need our cu@home-online banking in order to access Mobile Money.


Enjoy the convenience of accessing your statement online at the beginning of every month, along with your other information at anytime with your same logon ID and password as cu@home. No more waiting for the mail or wasted paper, instead start receiving a monthly email, notifying you that your statement is ready. You need cu@home-online banking in order to access e-Statements.