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Merced School Employees Federal Credit Union Homepage

Girl child in Reindeer antlers and boy child in Santa hat sitting in front of a Christmas tree peeking into a magically lit gift box with smiles on their faces.

Gift Of Membership

Merced School Employees Federal Credit Union
cu@home Login

What do you get that special child in your life for the holidays?

This year, start them out right with our MSEFCU Savings Account and start preparing them for their financial future!

Smart Start Youth Accounts

Setting a child up for financial success is the gift that keeps on giving.  With our Smart Start Youth account program, children 10 and under won’t just get an interest earning Savings account, they’ll also get a FREE piggy bank, FREE access to the coin sorter, and M3 Money Club – an educational website for kids!    

Smart Start account features:
• Savings Account only
• Interest Earning Savings Account
• Deposit Slips
• Free MSEFCU Piggy Bank or Cinch Backpack
• Fee free access to the coin sorter
• Term savings with a $1,000 minimum opening balance
• M3 Money Club – Educational website for kids


Dollars & Cents Young Adult Accounts

Don't forget about the teens on your Christmas list, our Dollars & Cents program can help them make sense of money management.  For members 11-16, this program comes with everything the Smart Start Program does PLUS a checking account with ATM card, online banking, Mobile Money app and Elements of Money – an educational website just for teens. 

Dollars & Cents account features:
• Savings & Checking Account
• Interest Earning Savings Account
• cu@home - online banking, with text alerts & e-statements
• Mobile Money app
• ATM card
• Term savings with a $1,000 minimum opening balance
• Free Checking (Current State ID required)
• Free Cinch Backpack or Piggy Bank
• Fee free access to the coin sorter
• Overdraft Coverage from Savings
• Elements of Money – Educational website for teens


Visit one of our Branches or give us a call at 383-5550 to open an account today!