Merced School Employees Federal Credit Union is proud to partner with four local high schools and bring student-run branches on to their campuses. The branches are run by student tellers from each high school and an MSEFCU Student-Run Branch Supervisor who oversees the program's operations.
Our High School Branch student tellers are 'hired' as employees, and they receive hands-on experience, learning and performing various teller duties. The goal is for students to gain real-world work experience and become financially educated. Plus, the students, faculty, staff, and community members using these student-run branches learn about and conduct their financial transactions in a safe, convenient way with access to free or very low cost financial products and services offered by MSEFCU.
MSEFCU Bear Branch
Located on the Merced High School Campus in Room 103 (205 W Olive Ave, Merced, CA), our Bear Branch was the first of our student-run branches opened in December of 2015!
Merced High School is considered a closed campus; therefore this branch is ONLY available for student, staff, & faculty use.
2023 Summer School Hours from 06/7/23 to 06/30/23
Wednesday 10:00 am - 12:00 pm
Friday 10:00 am - 12:00 pm
MSEFCU Bear Branch Social Media Links:

MSEFCU Bulldog Branch
Our Bulldog Branch is located in the
Le Grand High School Campus Gymnasium (12961 E Le Grand Rd, Le Grand, CA).
This branch was opened in March of 2017 and is open to students, faculty, staff, and their surrounding community members.
Student-run branch on campus, Open to students, faculty,
staff, and their surrounding community members.
2023 Summer School Hours from 06/06/23 to 06/29/23
Tuesday 11:30 am - 1:30 pm
Thursday 11:30 am - 1:30 pm
Saturday 9:30 am - 12:30 pm
MSEFCU Bulldog Branch Social Media Links:
MSEFCU Hawk Branch
Our Hawk Branch is located in Room L9 at
Delhi High School Campus (16881 Schendel Ave, Delhi, CA) and was opened in October of 2017.
This branch is open to students, faculty, staff, and their surrounding community members.
2023 Summer Branch Hours as of 06/01/23
(Will reopen on Tuesdays & Thursdays when the 2023/2024 School Year begins)
Tuesday Closed
Thursday Closed
Saturday 9:30 am - 12:30 pm
MSEFCU Hawk Branch Social Media Links:
MSEFCU Cougar Branch
Located on the
Golden Valley High School Campus in Room 204A (2121 E Childs Ave, Merced, CA), our Cougar Branch is our newest high school branch to have opened in February of 2019.
Golden Valley High School is considered a closed campus, therefore this branch is ONLY available for student, staff, & faculty use.
Closed for Summer Vacation as of 05/26/23
(Will reopen when the 2023/2024 School Year begins)
Wednesday Closed
Friday Closed
MSEFCU Cougar Branch Social Media Links:
What can they do there?
Our Student-Run Branch high school tellers can perform deposits, withdrawals, transfers, and loan payments. You can even open an account, buy stamps, or cash your checks at one of these branches, too!
Are interested in working for your MSEFCU Student-Run High School Branch? Students who attend one of these four local high schools can reach out to your school's administrator to pursue this opportunity.
For more information about our student-run branches, visit their social media pages for updates, call (209)383-5550 x187 or x188, or contact us here.
What You'll Need to Bring in to Open Your Account:
High School Students (Ages 14-17)
Parent or Legal Guardian as Joint NOT Required
Savings Account Only
• Minimum $10 (Cash or Check) - $5 initial deposit (on hold) and $5 membership fee
• Social Security Card or Birth Certificate (Must know SSN)
Savings and Checking Account
• Minimum $40 (Cash or Check) - $25 initial deposit in Savings (on hold), $10 deposit in Checking and $5 membership fee
• State ID required with current address* or current Passport
• Visa Debit Card, Must have a Parent or Legal Guardian as Guarantor
*Please note, if the address on your ID is not current or has a PO Box, you will need to bring in a recent bill with your current physical address dated within 90 days.