At MSEFCU, we like Savings…a lot.
So, we offer many different ways for you to save your money. Choose one or choose them all!
Regular Savings
This is your ticket into the Credit Union. With a Regular Savings, you get MSEFCU membership and all the perks that go with it.
Special Savings
If you have something special you’re saving up for, like a wedding or college, this account will keep the funds separate from your regular savings while earning the same great rates.
Christmas Club
Take some of the stress out of the holidays and give your credit card a break this year by saving up for your Christmas shopping all year long. We’ll automatically transfer the funds into your checking account in October, just in time to score some deals before the holiday mark-ups.
Summer Savings
We had our 10-month school employees in mind with this account, but it can be used for any purpose. Put a little aside every month, and we’ll automatically transfer it into your checking in July. Hello, summer spending!
Redi-Cash Accounts
If you’re looking to earn a little more interest, but you’re not ready for a long-term commitment, Redi-Cash could be the way to go. With a minimum balance of $1000 to earn higher dividends, Redi-Cash gives you the flexibility to withdraw your funds at any time. We’ll even waive the small fee if you transfer the funds online or through our automated telephone system.
Term Savings Accounts
If you’re not the type to get cold feet, Term Savings can give you a higher return on your investment. With a $2000 minimum balance, we offer Term Savings Account periods from 3 months through 2 years.
Smart Start Youth Account
Teach the children in your life to be savvy savers with their own savings account. With the Smart Start program, children 13 and under won't just get an interest-earning savings account. They'll also receive a FREE Piggy Bank or Cinch Backpack, FREE access to the Coin Sorter*, and M3 Money Club, an educational website designed just for kids! If they’re going to take on the world someday, they’ll need the funds to do it.
Dollars & Cents Young Adult Account
When your future leader is ready for a checking account, our Dollars & Cents program can help them make sense of money management. Designed for members ages 14-17, this program includes everything offered through our Smart Start Program, plus a Checking Account, ATM Card, and eligibility for a Visa Debit Card*, along with Online Banking, our Mobile App, and Youth Money Playbook, an educational website created just for teens.
Silver Saver Accounts
Maturity has its advantages: wisdom, respect, experience and Silver Saver perks! We like to give a little something extra to our members 55 and over. Silver Savers get FREE checks*, FREE Money Orders*, FREE Notary Service*, FREE copies*, FREE access to the coin sorter machine* and more!
*Limited Access
