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Merced School Employees Federal Credit Union Homepage

Term Savings Accounts

Merced School Employees Federal Credit Union
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Our Term Savings Accounts offer a path to higher returns

With a minimum balance requirement of just $2000, you can embark on a journey of financial growth with term periods ranging from 3 months to 2 years.

Similar to a Certificate of Deposit (CD), a Term Savings account is a commitment—a pledge to set aside a fixed amount of at least $2,000 for a predetermined period. In exchange for this commitment, we reward you with a dividend rate that surpasses what you'd earn in a regular savings account.

Open a Term Savings account right from the comfort of your home or on the go using our MSEFCU Online Banking or Mobile App!
Here's how to get started:
•  Log in to your account (Please note: You must have a minimum of $2,000 in your account to proceed with opening a Term Savings account.)
•  In the left Menu, locate and click on your name at the bottom
•  Select "Apply for a Loan"
•  Click on "Open a New Term Deposit"
•  Choose the desired length of the Term Savings and proceed to the next step
•  Review the provided Term information and select it, then proceed
•  Read through the disclosure carefully, then click "Agree & Continue"
•  Select "Electronic transfer" as your preferred funding method, then proceed
•  Choose the account from which you'd like to fund the Term Savings, enter the desired amount, and proceed
•  Verify that all entered information is accurate, then click "Confirm"
•  Once the confirmation screen appears, click "Done"
It's that simple! Start maximizing your savings potential today with our Term Savings accounts.

Disclaimer: All terms purchased through Online Banking or the Mobile App will be set to auto-renew. If you prefer to opt out of automatic renewal, please contact us at (209) 383-5550.

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