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Merced School Employees Federal Credit Union Homepage

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Term Savings Rates

Merced School Employees Federal Credit Union
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Effective as of: December 1, 2018
 
Rate Type: Fixed

3 Month Term Savings 0303  -  $2,000 - $999,999
 
Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
Dividend Rate Annual Percentage Yield Dividend Declaration Date
.40% .40%
02/01/18
6 Month Term Savings 0306  -  $2,000 - $999,999

Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
Dividend Rate Annual Percentage Yield Dividend Declaration Date
.70% .70% 09/01/18
1 Year Term Savings 0312  -  $2,000 - $999,999

Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
Dividend Rate Annual Percentage Yield Dividend Declaration Date
1.25% 1.26% 11/01/18
2 Year Term Savings 0324
 
Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
Amount Dividend Rate Annual Percentage Yield Dividend Declaration Date
$2,000 - $49,999 1.40% 1.41% 09/01/18
$50,000 - $999,999 1.50% 1.51% 09/01/18
3 Year Term Savings 0336
 
Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
Amount Dividend Rate Annual Percentage Yield Dividend Declaration Date
$49,999 1.50% 1.51% 09/01/18
$50,000 - $999,999 1.60% 1.61% 09/01/18
4 Year Term Savings 0348
 
Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
Amount Dividend Rate Annual Percentage Yield Dividend Declaration Date
$49,999 1.75% 1.77% 09/01/18
$50,000 - $999,999 1.85% 1.87% 09/01/18
5 Year Term Savings 0360
 
Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
Amount Dividend Rate Annual Percentage Yield Dividend Declaration Date
$49,999 2.00% 2.02% 09/01/18
$50,000 - $999,999 2.10% 2.12% 09/01/18
1 Year IRA Term 0412/0512
 
Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
Dividend Rate Annual Percentage Yield Dividend Declaration Date
1.25% 1.26% 11/01/18
2 Year IRA Term 0424/0524
 
Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
Amount Dividend Rate Annual Percentage Yield Dividend Declaration Date
$49,999 1.40% 1.41% 09/01/18
$50,000 - $999,999 1.50% 1.51% 09/01/18
3 Year IRA Term 0436/0536
 
Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
Amount Dividend Rate Annual Percentage Yield Dividend Declaration Date
$49,999 1.50% 1.51% 09/01/18
$50,000 - $999,999 1.60% 1.61% 09/01/18
1 Year - Roth Conversion 0612

Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
Dividend Rate Annual Percentage Yield Dividend Declaration Date
1.25% 1.26% 11/01/18
2 Year - Roth Conversion 0624
 
Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
Amount Dividend Rate Annual Percentage Yield Dividend Declaration Date
$2,000 - $49,999 1.40% 1.41% 09/01/18
$50,000 - $999,999 1.50% 1.51% 09/01/18
3 Year - Roth Conversion 0636
 
Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
Amount Dividend Rate Annual Percentage Yield Dividend Declaration Date
$49,999 1.50% 1.51% 09/01/18
$50,000 - $999,999 1.60% 1.61% 09/01/18
1 Year - Roth IRA 0712
 
Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
Dividend Rate Annual Percentage Yield Dividend Declaration Date
1.25% 1.26% 11/01/18
2 Year - Roth IRA 0724
 
Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
Amount Dividend Rate Annual Percentage Yield Dividend Declaration Date
$2,000 - $49,999 1.40% 1.41% 09/01/18
$50,000 - $999,999 1.50% 1.51% 09/01/18
3 Year - Roth IRA 0736
 
Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
Amount Dividend Rate Annual Percentage Yield Dividend Declaration Date
$49,999 1.50% 1.51% 09/01/18
$50,000 - $999,999 1.60% 1.61% 09/01/18
1 Year - Coverdell Education 0812

Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
Dividend Rate Annual Percentage Yield Dividend Declaration Date
1.25% 1.26% 11/01/18
2 Year - Coverdell Education 0824
 
Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
Amount Dividend Rate Annual Percentage Yield Dividend Declaration Date
$2,000 - $49,999 1.40% 1.41% 09/01/18
$50,000 - $999,999 1.50% 1.51% 09/01/18
3 Year - Coverdell Education 0836
 
Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
Amount Dividend Rate Annual Percentage Yield Dividend Declaration Date
$49,999 1.50% 1.51% 09/01/18
$50,000 - $999,999 1.60% 1.61% 09/01/18
APY is Annual Percentage Yield. The rates quoted above are accurate and effective for the above accounts as of the effective date indicated. Term Savings rates remain fixed for the term of the account. Unless otherwise paid, dividends will be credited to your account and compounded every month. Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity. If you have any questions or need current rate information on your accounts, please call 209-383-5550 or 1-800-542-2345 x 155, or dial 209-383-5550 option 5. Rates subject to change without notice.

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