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Merced School Employees Federal Credit Union Homepage

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Term Savings Rates

Merced School Employees Federal Credit Union
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Effective as of: October 1, 2021


Rate Type: Fixed

3 Month Term Savings 0303  -  $2,000 - $999,999

Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
 
Dividend Rate Annual Percentage Yield Dividend Declaration Date
.30% .30%
06/17/20
6 Month Term Savings 0306  -  $2,000 - $999,999

Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
Dividend Rate Annual Percentage Yield Dividend Declaration Date
.40% .40% 06/17/20
1 Year Term Savings 0312  -  $2,000 - $999,999

Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
Dividend Rate Annual Percentage Yield Dividend Declaration Date
.65% .65% 06/01/21
2 Year Term Savings 0324

Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
Amount Dividend Rate Annual Percentage Yield Dividend Declaration Date
$2,000 - $49,999 .80% .80% 09/01/20
$50,000 - $999,999 .90% .90% 09/01/20
3 Year Term Savings 0336

Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
Amount Dividend Rate Annual Percentage Yield Dividend Declaration Date
$49,999 0.85% 0.85% 10/08/20
$50,000 - $999,999 0.95% 0.95% 10/08/20
4 Year Term Savings 0348

Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
Amount Dividend Rate Annual Percentage Yield Dividend Declaration Date
$49,999 0.90% 0.90% 10/08/20
$50,000 - $999,999 1.00% 1.01% 10/08/20
5 Year Term Savings 0360

Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
Amount Dividend Rate Annual Percentage Yield Dividend Declaration Date
$49,999 1.00% 1.01% 10/08/20
$50,000 - $999,999 1.10% 1.11% 10/08/20
1 Year IRA Term 0412/0512

Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
Dividend Rate Annual Percentage Yield Dividend Declaration Date
0.65% 0.65% 06/01/21
2 Year IRA Term 0424/0524

Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
Amount Dividend Rate Annual Percentage Yield Dividend Declaration Date
$49,999 0.80% 0.80% 09/01/20
$50,000 - $999,999 0.90% 0.90% 09/01/20
3 Year IRA Term 0436/0536

Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
Amount Dividend Rate Annual Percentage Yield Dividend Declaration Date
$49,999 0.85% 0.85% 10/08/20
$50,000 - $999,999 0.95% 0.95% 10/08/20
1 Year - Roth Conversion 0612

Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
Dividend Rate Annual Percentage Yield Dividend Declaration Date
0.65% 0.65% 06/01/21
2 Year - Roth Conversion 0624

Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
Amount Dividend Rate Annual Percentage Yield Dividend Declaration Date
$2,000 - $49,999 0.80% 0.80% 09/01/20
$50,000 - $999,999 0.90% 0.90% 09/01/20
3 Year - Roth Conversion 0636

Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
Amount Dividend Rate Annual Percentage Yield Dividend Declaration Date
$49,999 0.85% 0.85% 10/08/20
$50,000 - $999,999 0.95% 0.95% 10/08/20
1 Year - Roth IRA 0712

Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
Dividend Rate Annual Percentage Yield Dividend Declaration Date
0.65% 0.65% 06/01/21
2 Year - Roth IRA 0724

Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
Amount Dividend Rate Annual Percentage Yield Dividend Declaration Date
$2,000 - $49,999 0.80% 0.80% 09/01/20
$50,000 - $999,999 0.90% 0.90% 09/01/20
3 Year - Roth IRA 0736
 
Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
Amount Dividend Rate Annual Percentage Yield Dividend Declaration Date
$49,999 0.85% 0.85% 10/08/20
$50,000 - $999,999 0.95% 0.95% 10/08/20
1 Year - Coverdell Education 0812

Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
Dividend Rate Annual Percentage Yield Dividend Declaration Date
0.65% 0.65% 06/01/21
2 Year - Coverdell Education 0824

Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
Amount Dividend Rate Annual Percentage Yield Dividend Declaration Date
$2,000 - $49,999 0.80% 0.80% 09/01/20
$50,000 - $999,999 0.90% 0.90% 09/01/20
3 Year - Coverdell Education 0836

Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
Amount Dividend Rate Annual Percentage Yield Dividend Declaration Date
$49,999 0.85% 0.85% 10/08/20
$50,000 - $999,999 0.95% 0.95% 10/08/20
APY is Annual Percentage Yield. The rates quoted above are accurate and effective for the above accounts as of the effective date indicated. Term Savings rates remain fixed for the term of the account. Unless otherwise paid, dividends will be credited to your account and compounded every month. Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity. If you have any questions or need current rate information on your accounts, please call 209-383-5550 or 1-800-542-2345 x 155, or dial 209-383-5550 option 5. Rates subject to change without notice.

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