Effective as of: October 1, 2025
Rate Type: Fixed
3 Month Term Savings 0303 - $2,000 - $999,999
Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
| Dividend Rate | Annual Percentage Yield | Dividend Declaration Date |
|---|---|---|
| 3.00% | 3.04% | 10/01/23 |
6 Month Term Savings 0306 - $2,000 - $999,999
Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
| Dividend Rate | Annual Percentage Yield | Dividend Declaration Date |
|---|---|---|
| 3.10% | 3.14% | 10/01/23 |
1 Year Term Savings 0312 - $2,000 - $999,999
Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
| Dividend Rate | Annual Percentage Yield | Dividend Declaration Date |
|---|---|---|
| 3.10% | 3.14% | 08/01/25 |
2 Year Term Savings 0324
Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
| Amount | Dividend Rate | Annual Percentage Yield | Dividend Declaration Date |
|---|---|---|---|
| $2,000 - $49,999 | 3.10% | 3.14% | 08/01/25 |
| $50,000 - $999,999 | 3.20% | 3.25% | 08/01/25 |
*3 Year Term Savings 0336, *4 Year Term Savings 0348 & *5 Year Term Savings 0360
*No new purchases at this time, only available as an auto renew.
| Amount | Dividend Rate | Annual Percentage Yield | Dividend Declaration Date |
|---|---|---|---|
| $49,999 | 3.10% | 3.15% | 08/01/25 |
| $50,000 - $999,999 | 3.20% | 3.25% | 08/01/25 |
1 Year IRA Term 0412/0512
Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
| Dividend Rate | Annual Percentage Yield | Dividend Declaration Date |
|---|---|---|
| 3.10% | 3.14% | 08/01/25 |
2 Year IRA Term 0424/0524
Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
| Amount | Dividend Rate | Annual Percentage Yield | Dividend Declaration Date |
|---|---|---|---|
| $49,999 | 3.10% | 3.14% | 08/01/25 |
| $50,000 - $999,999 | 3.20% | 3.25% | 08/01/25 |
*3 Year IRA Term 0436/0536
*No new purchases at this time, only available as an auto renew.
| Amount | Dividend Rate | Annual Percentage Yield | Dividend Declaration Date |
|---|---|---|---|
| $49,999 | 3.10% | 3.15% | 08/01/25 |
| $50,000 - $999,999 | 3.20% | 3.25% | 08/01/25 |
1 Year - Roth Conversion 0612
Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
| Dividend Rate | Annual Percentage Yield | Dividend Declaration Date |
|---|---|---|
| 3.10% | 3.14% | 08/01/25 |
2 Year - Roth Conversion 0624
Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
| Amount | Dividend Rate | Annual Percentage Yield | Dividend Declaration Date |
|---|---|---|---|
| $2,000 - $49,999 | 3.10% | 3.14% | 08/01/25 |
| $50,000 - $999,999 | 3.20% | 3.25% | 08/01/25 |
*3 Year - Roth Conversion 0636
*No new purchases at this time, only available as an auto renew.
| Amount | Dividend Rate | Annual Percentage Yield | Dividend Declaration Date |
|---|---|---|---|
| $49,999 | 3.10% | 3.15% | 08/01/25 |
| $50,000 - $999,999 | 3.20% | 3.25% | 08/01/25 |
1 Year - Roth IRA 0712
Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
| Dividend Rate | Annual Percentage Yield | Dividend Declaration Date |
|---|---|---|
| 3.10% | 3.14% | 08/01/25 |
2 Year - Roth IRA 0724
Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
| Amount | Dividend Rate | Annual Percentage Yield | Dividend Declaration Date |
|---|---|---|---|
| $2,000 - $49,999 | 3.10% | 3.14% | 08/01/25 |
| $50,000 - $999,999 | 3.20% | 3.25% | 08/01/25 |
*3 Year - Roth IRA 0736
*No new purchases at this time, only available as an auto renew.
| Amount | Dividend Rate | Annual Percentage Yield | Dividend Declaration Date |
|---|---|---|---|
| $49,999 | 3.10% | 3.15% | 08/01/25 |
| $50,000 - $999,999 | 3.20% | 3.25% | 08/01/25 |
1 Year - Coverdell Education 0812
Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
| Dividend Rate | Annual Percentage Yield | Dividend Declaration Date |
|---|---|---|
| 3.10% | 3.14% | 08/01/25 |
2 Year - Coverdell Education 0824
Minimum Balance is $2,000 / Minimum to Earn Dividends is $2,000
| Amount | Dividend Rate | Annual Percentage Yield | Dividend Declaration Date |
|---|---|---|---|
| $2,000 - $49,999 | 3.10% | 3.14% | 08/01/25 |
| $50,000 - $999,999 | 3.20% | 3.25% | 08/01/25 |
*3 Year - Coverdell Education 0836
*No new purchases at this time, only available as an auto renew.
| Amount | Dividend Rate | Annual Percentage Yield | Dividend Declaration Date |
|---|---|---|---|
| $49,999 | 3.10% | 3.15% | 08/01/25 |
| $50,000 - $999,999 | 3.20% | 3.25% | 08/01/25 |
APY is Annual Percentage Yield. The rates quoted above are accurate and effective for the above accounts as of the effective date indicated. Term Savings rates remain fixed for the term of the account. Unless otherwise paid, dividends will be credited to your account and compounded every month. Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity. If you have any questions or need current rate information on your accounts, please call 209-383-5550 x 155, or dial 209-383-5550 option 5. Rates subject to change without notice.
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