Feel at home with MSEFCU.
From first-time home buyers to refinancing and second mortgages, our experienced team will support you through the process. Come in, sit down and talk to us, or call us at 383-5550 x181.
First Mortgage
You want a home for life, not a loan for life! We get it, that’s why we offer shorter terms. Purchase or refinance with terms up to 20 years, low fees and up to 80% LTV.
30-Year Fixed Rate
Say goodbye to PMI*! Borrowers who do not currently own a home can purchase up to 95% LTV or current home owners can refinance up to 90% with NO Private Mortgage Insurance!
*PMI=Private Mortgage Insurance
Second Mortgage
Borrow from the equity in your home to fund your dreams. Home improvements, college tuition, whatever your needs are, we can help with a fixed rate and up to 15-year terms.
Non-Owner Occupied 1st Mortgage
Land and Lot Purchases
Start from the ground up with a loan to purchase property to build on. Borrow up to 70% LTV with terms up to 15 years.
Construction Loans
Home Equity Line of Credit (HELOC)
Make an Appointment with a Real Estate Loan Officer
Life gets busy, so make the process of applying for a home loan quicker and schedule an appointment ahead of time. Click the button below to find out the different ways to make an appointment with a real estate loan officer.
Free Annual Credit Report
Get a FREE credit report from all three credit reporting companies - Equifax, Experian, and Transunion - every year. Visit annualcreditreport.com to get yours.
Christina Dalmaso | Lee Lao | Tonya Gonzalez | Toni Jones | Lori Smith | MSEFCU | |
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NMLS #227589 | NMLS #487324 | NMLS #493900 | NMLS #486643 | NMLS #486257 | NMLS #477609 |