Debit Cards

Secure and convenient purchasing power is just a swipe away

A Debit card from MSEFCU gives you the ability to make purchases from your checking account anywhere VISA is accepted, without writing a check. Embedded EMV chip technology offers the latest in security to protect you from fraud.

To report a lost or stolen Debit card, call 209-383-5550 or 800-542-2345 ext. 109/114/115, or after hours call 888-297-3416.

New Debit Card Activation Phone Number

Need to activate your new debit card that you recently received in the mail?

Please call 800-290-7893.

Instant Issue

Why wait for a replacement Debit card to come in the mail. We want it now! That’s why we offer Instant Issue. Just come into a branch and we can issue your new Debit card on the spot!

Tap-to-Pay with MSEFCU Debit Cards

All newly issued MSEFCU VISA Debit Cards are now contactless, bringing you a seamless way to make payments with just a tap.

How It Works:

Look for the Contactless Symbol at checkout.
Skip the card insertion or swipe—just tap your contactless debit card on the contactless-enabled terminal.
Your payment is processed in seconds!

Why Tap-to-Pay?

Speedy Transactions: Swiftly breeze through checkout.
Simple and Secure: No need for swiping or inserting, and your transactions are protected by dynamic encryption.

Elevate your payment experience with MSEFCU's contactless VISA Debit Cards. Experience the ease today!

Travel Notices

Heading out of town and planning on using your MSEFCU Debit or Credit Card? To ensure your debit and credit cards work smoothly during your travels, use the "Travel Notices" feature in your mobile app or online banking! By letting us know where and when you’ll be traveling, we can help protect your accounts from unauthorized transactions and ensure your debit/credit cards work seamlessly during your trip.

Follow the simple steps below to set up a travel notice and enjoy a stress-free trip!

How to set up a travel notice:

• Navigate to the left dashboard menu and select “Travel Notices”
• Click “Add travel notice”
• If you are traveling within the U.S., you can select up to 5 states you are planning to travel to
• If you are traveling outside of the U.S., you can select up to 5 countries
• Select the date you plan to leave and the date you expect to return
• Ensure that your email and phone number are up to date
• Lastly, select the debit/credit cards you will be using while you are traveling
• Click the save button
• You will have the option to return and edit/delete the travel notice if your plans change

Need more help? Click here for detailed, step-by-step directions.