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Merced School Employees Federal Credit Union Homepage

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Merced School Employees Federal Credit Union
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Take Control of Your Finances!balance logo  

Maintaining stability in your budget and personal finances can be difficult, especially on your own.  That’s why we have partnered with BALANCE, a personal financial fitness program that makes it easy for you to stay on top of your financial situation. 

BALANCE financial fitness program gives you FREE access to confidential money management tools, information and counseling.  Simply create an account to access all these FREE features: 

  • Counseling Services
  • Debt Management
  • Webinars
  • Online Tools
  • BALANCE in Español
Get started on the path to financial success today. To speak with a BALANCE counselor, call toll-free at (888) 456-2227 Mon - Thur: 8:00 am - 6:00 pm, Fri: 8:00 am - 5:00 pm, and Sat: 9:00 am - 2:00 pm; or click here to schedule an appointment online.

Second Chance Checking

MSEFCU believes in second chances.  BALANCE can help you learn the skills and habits it takes to manage your personal finances like a pro.

People make mistakes, it happens.  BALANCE offers courses that help you learn how to avoid the most common personal finance mistakes.  Before you begin taking courses, you must register for a free BALANCE account

Start by clicking on “Register” or “Create One Now”, then fill in your information.  Once you’ve created your account, an email will be sent to verify the email address.  Return to to take your courses by clicking on the Money Management and/or Checking Account buttons.  If you have any questions call information at (209) 383-5550 x155.

Money Management                              Checking Account Management

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Are you almost ready for retirement? Or maybe you're trying to get a jump start on your future retirement. Let us help!
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Saving for the future? We’ve got tons of savings options available for you! Let us help you get started!
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Simplify your access to your money with a checking account. Let us help you find the right account that fits your spending needs!