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Merced School Employees Federal Credit Union Homepage

Insurance on Deposits

Merced School Employees Federal Credit Union
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Here, at Merced School Employees Federal Credit Union your deposits are federally insured to up to $250,000 by the National Credit Union Share Insurance Fund, a federal insurance fund backed by the full faith and credit of the U.S. Government.

The National Credit Union Administration (NCUA) is the U.S. Government agency that administers the National Credit Union Share Insurance Fund (NCUSIF). NCUSIF provides coverage on deposits at federally insured credit unions, just as the FDIC (Federal Deposit Insurance Corporation) provides coverage for federally insured banks.

The NCUA website offers a share insurance estimator to help you better estimate the coverage on your deposits. 

If you have more than $250,000 on deposit at the Credit Union, there are several options available for additional coverage on multiple accounts. These options are based on different ownership interests or rights in different types of accounts. This NCUA brochure gives an overview. 

Learn more about NCUA share insurance online!