Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.

Merced School Employees Federal Credit Union Homepage

A woman in front of her lap top looking over and smiling.

Insurance on Deposits

Merced School Employees Federal Credit Union
cu@home Login

Here, at Merced School Employees Federal Credit Union your deposits are federally insured to up to $250,000 by the National Credit Union Share Insurance Fund, a federal insurance fund backed by the full faith and credit of the U.S. Government.

The National Credit Union Administration (NCUA) is the U.S. Government agency that administers the National Credit Union Share Insurance Fund (NCUSIF). NCUSIF provides coverage on deposits at federally insured credit unions, just as the FDIC (Federal Deposit Insurance Corporation) provides coverage for federally insured banks.

The NCUA website offers a share insurance estimator to help you better estimate the coverage on your deposits. 

If you have more than $250,000 on deposit at the Credit Union, there are several options available for additional coverage on multiple accounts. These options are based on different ownership interests or rights in different types of accounts. This NCUA brochure gives an overview. 

Learn more about NCUA share insurance online!

We're Here For You!

mother and daughter sitting on home steps

Saving for the future? We’ve got tons of savings options available for you! Let us help you get started!
little girl hugging her mom from behind

Want to start saving for those unexpected healthcare expenses before they happen? Open a Health Savings Account with us today!
girls laughing at meal while one holds card to pay

Simplify your access to your money with a checking account. Let us help you find the right account that fits your spending needs!