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My Financial Health

Merced School Employees Federal Credit Union
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Your Financial Health, All In One Place

Keeping track of your credit, identity, privacy, and monthly subscriptions can mean using several different apps and services. My Financial Health brings helpful tools together in one convenient place, right within MSEFCU’s online and mobile banking.

MSEFCU members enrolled in online or mobile banking can access helpful financial health tools at no cost, with the option to upgrade to additional Premium features for $8.99 per month.


What's included for FREE?

With My Financial Health, you can access:
  • View your credit score with access to your Experian® VantageScore® 3.0
  • Monitor the dark web for signs that your personal information may have been exposed
  • View exposed personal information found on data broker sites
  • View your online subscriptions together in one convenient place

Basic or Premium: Choose What Works for You

  Basic Premium
Monthly Cost
FREE $8.99/month*
Credit VantageScore® 3.0 Expanded credit monitoring & alerts
Identity Dark web monitoring Enhanced identity protection & monitoring
Privacy View exposed personal information Removal & ongoing monitoring
Subscriptions View online subscriptions View & cancel subscriptions

Premium includes all Basic features, plus additional credit, identity, privacy and financial wellness tools. Log in to My Financial Health through MSEFCU Online or Mobile Banking to see the complete list of available features.


Want More Protection?

My Financial Health also offers an optional paid Premium subscription with additional credit, identity and privacy protection tools.
 
Premium features include:

Upgrade to My Financial Health Premium for $8.99 per month* for access to additional features designed to help you monitor your credit, protect your identity and privacy, manage subscriptions, and stay on top of your overall financial health.

Premium is completely optional. You can continue using the Basic features of My Financial Health at no cost.

Ready to Check It Out?
Log in to MSEFCU online banking or the MSEFCU mobile app and select My Financial Health to get started.

A Note About Your Credit Score

The credit score displayed in My Financial Health is your VantageScore® 3.0 and is provided for educational and informational purposes.
 
MSEFCU does not use the VantageScore® 3.0 displayed in My Financial Health when making a decision on a loan or other credit application. If you apply for credit with MSEFCU, we will obtain a separate consumer credit report and FICO® credit score as part of our application and underwriting process.
 
Your FICO score may be different from the VantageScore displayed in My Financial Health because different credit scoring models, information and reporting dates may be used.
 
 

*My Financial Health Premium is an optional paid subscription of $8.99 per month, inclusive of applicable sales/use taxes. Features and availability are subject to change. Additional terms and conditions apply.



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