MSEFCU Membership is Open to...
- Merced and Mariposa County School Employees and Retirees
 - Merced and Mariposa County School Students (Kindergarten through High School)
 - Merced College Employees and Retirees
 - Merced College Students (currently enrolled)
 
- University of California, Merced (UC Merced) Employees and Retirees
 - University of California, Merced (UC Merced) Students (currently enrolled)
 
- City of Merced Employees and Retirees
 - McClatchy Publishing Employees and Retirees
 - Merced School Employees Federal Credit Union (MSEFCU) Employees
 - Spouses of Deceased Primary Members
 

And the following relatives and household members of those listed above may also join:
- Spouse
 - Sons and Daughters
 - Sons In-Law and Daughters In-Law
 - Father and Mother
 - Fathers In-Law and Mothers In-Law
 - Sisters and Brothers
 - Sisters In-Law and Brothers In-Law
 - Grandchildren
 - Grandparents
 - Household Members
 
Your membership starts with a five-dollar deposit into your account and a five-dollar membership fee. The concept of "once a member, always a member" applies even if you leave the credit union's field of membership or move to a different location. Once you establish and maintain your account you can enjoy all the privileges of membership, as long as you keep the account open - even if you move, change jobs, or retire.
To qualify for other services, such as loan services, a minimum of $5 must be in the regular savings account.



