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Merced School Employees Federal Credit Union Homepage

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Who Can Join?

Merced School Employees Federal Credit Union
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MSEFCU Membership is Open to...

  • Merced and Mariposa County School Employees and Retirees
  • Merced and Mariposa County School Students (Kindergarten through High School)
  • Merced College Employees and Retirees
  • Merced College Students (currently enrolled)
  • University of California, Merced (UC Merced) Employees and Retirees
  • University of California, Merced (UC Merced) Students (currently enrolled)
  • City of Merced Employees and Retirees
  • McClatchy Publishing Employees and Retirees
  • Merced School Employees Federal Credit Union (MSEFCU) Employees
  • Spouses of Deceased Primary Members

And the following relatives and household members of those listed above may also join:

  • Spouse
  • Sons and Daughters
  • Sons In-Law and Daughters In-Law
  • Father and Mother
  • Fathers In-Law and Mothers In-Law
  • Sisters and Brothers
  • Sisters In-Law and Brothers In-Law
  • Grandchildren
  • Grandparents
  • Household Members
Your membership starts with a five-dollar deposit into your account and a five-dollar membership fee. The concept of "once a member, always a member" applies even if you leave the credit union's field of membership or move to a different location. Once you establish and maintain your account you can enjoy all the privileges of membership, as long as you keep the account open - even if you move, change jobs, or retire.

To qualify for other services, such as loan services, a minimum of $5 must be in the regular savings account.

We're Here For You!

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Access your accounts anywhere, anytime with our mobile app. With just a few taps on your smartphone or tablet device, the power to manage your accounts is at your fingertips!
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Saving for the future? We’ve got tons of savings options available for you! Let us help you get started!
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Ready for a new ride? Our loan officers can help you with the swerves and curves of financing a new or new-to-you vehicle! We’ll get you where you need to go in no time!