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Merced School Employees Federal Credit Union Homepage

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Checking Credit Line

Merced School Employees Federal Credit Union
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A pre-approved line of credit that is your              multi-purpose side-kick

The funds are easy to access, to use how you choose.  Plus if your Checking Account should become overdrawn, your Checking Credit Line can save the day and cover your transactions.

Access the funds by writing a check, ATM withdrawal, or make a loan advance online or through our automated phone system.

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Make an Appointment with a Loan Officer

We know life gets busy, so next time you need to meet with a loan officer, make the process quicker and schedule an appointment for a time that's right for you. Click the button below to find out the different ways to make an appointment with a loan officer.

Make an Appointment

*Checking Credit Line, also known as Overdraft Protection, comes with a pre-approved credit limit, exceeding the limit may result in declined transactions or additional fees. Payment 2% of approved credit limit per month, regardless of balance with a minimum payment of $25 per month. Rates, terms, and conditions subject to change.

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