Purchasing power is just a swipe away
Get the power to make purchases wherever you are, whenever you need to, without draining your savings. MSEFCU offers three types of Visa credit cards – Classic, Share Secured or Student.
All of our cards come with EMV chip security, Visa purchase alerts, 3D Secure and EZ Card info to make using your MSEFCU Visa as secure and convenient as possible. No annual fee, a great low rate, and a 25-day grace period on purchases make our Visa cards a great value. Plus, with our Visa Scorecard rewards program, you can earn one point for every dollar spent on purchases. Points are redeemable for travel and gift rewards.
This Visa never goes out of style, and neither will the rate. With a great low rate of 10.75% APR that’s not an introductory rate - it won’t increase in a few months, no annual fee, and a 25-day grace period, this card makes a statement.
Share Secured Visa
Everyone has to start somewhere. A MSEFCU Share Secured card is a great way to start building or rebuilding your credit. The credit limit is secured by the amount deposited in your savings. Use it anywhere Visa is accepted and build your credit, just as an unsecured card would.
Build credit, not debt. A card just for students 18 and older who are first-time borrowers at MSEFCU. The smaller credit line of $300 to $500 gives students enough to purchase the things they need without getting into too much debt.
|Rate||10.75% APR||8.25% APR||14.50% APR|
|No Annual Fee||•||•||•|
|25 Day Grace Period||•||•||•|
|Credit Limit||Up to $25,000*||Amount on Deposit||$300 - $500*|
|Fee Free MSEFCU ATM Cash Advance||•||•||•|
|Score Card Rewards||•||•||•|
|Credit Life Insurance||•||•||•|
|Travel Accident Insurance||•||•||•|
|Visa Purchase Alerts||•||•||•|
|eZcard Info Access||•||•||•|
*Based on Approved Credit
Apply for your MSEFCU Visa Credit Card by calling our loan department at 209-383-5550 or 800-542-2345, ext. 141 or 142, or visit your nearest branch.
To report a lost or stolen VISA card, call 209-383-5550 or 800-542-2345 ext. 104; or after hours call 800-991-4961.
Access your VISA account 24/7 with eZCard Info.
You can access your VISA account 24 hours a day, 7 days a week through eZCard Info.
If you are having trouble logging into the eZCard Info website, call our Visa Department at 209-383-5550 x101 & x104.