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Merced School Employees Federal Credit Union Homepage

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Financial Advisors

Merced School Employees Federal Credit Union
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Personal Money Management

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At Cetera Advisor Networks, we understand, your financial goals are a top priority.  We'll partner with you to form a strategy to help maintain and leverage your current success.  Tell us what your goals are, we'll help find the solutions, then you control the direction.  Call Cetera Advisor Networks at (925) 944-9644 ext. 4152 for more information about Cetera's financial services.  

We offer a variety of financial products and services that, when combined, create an investment plan that integrates all the critical components needed to fit different levels of risk tolerance, lifestyle goals, and business objectives. 


  • Traditional, Rollovers
  • Roth
  • SEP
  • Simple

Our services include assistance in:

  • Retirement Planning
  • College Planning
  • 403(b) Planning
  • 457(b) Planning
  • Financial Planning*
  • Deferred Compensation Accounts

*Must be an Investment Advisor Representative to offer these services. 

Deferred Compensation Accounts:

This plan is an arrangement which permits you, on a voluntary basis, to authorize a portion of your salary to be withheld and invested for payment to you at a later date. This retirement plan is available only to school employees who work for districts that have approved the program. This is a great opportunity to save for retirement on a pre-tax salary deferral. The plan allows you to contribute to other retirement plans.
The MSEFCU sponsored Deferred Compensation 457 Plan is contracted with Nationwide Trust Company and Cetera Advisor Networks to offer a variety of investment choices. You can choose to invest in any manner you wish... Nationwide fixed account, mutual funds, or a combination of both. It's up to you!

  • Online access to account information, fund performance, and choice of investment options
  • Access to a Cetera Investment Advisor, Joe Fanucchi.
  • Most important...a true group plan with more favorable group pricing, made available to you ONLY through your district and MSEFCU!

457 Deferred Compensation Accounts offers you more choices, more flexibility, more opportunity! 

Cetera Advsior Networks looks forward to helping you prepare for your future. Call for an appointment today! 

Not FDIC/NCUSIF insured. May go down in value. Investments are: Not financial institution guaranteed. Not a deposit. Not insured by any federal government agency.

*Merced School Employees Federal Credit Union and Cetera Advisor Networks are not affiliated. Joseph Fanucchi is an Investment Advisor Representative offering securities and advisory services through Cetera Advisor Networks LLC, member FINRA/SIPC, a Broker -Dealer and Registered Investment Advisor. Cetera is under separate ownership from any other named entity. Investments are: • Not FDIC/NCUSIF insured • May lose value • Not financial institution guaranteed • Not a deposit • Not insured by any other entity

Branch: 1021 OLIVEWOOD DR, MERCED, CA 95348

Broker Check:

This site is published for residents of the United States only. Registered Representatives of Cetera Advisor Networks LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every representative listed. For additional information please contact the representative(s) listed on the site, visit the Cetera Advisor Networks LLC site at

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