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Merced School Employees Federal Credit Union Homepage

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Financial Advisor

Merced School Employees Federal Credit Union
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Personal Money Management

 
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At Cetera Advisor Networks, we understand, your financial goals are a top priority.  We'll partner with you to form a strategy to maintain and leverage your current success.  Tell us what your goals are, we'll provide the solutions, then you control the direction.  Call MSEFCU at 209-383-5550 for more information about Cetera financial services.  

We offer a variety of financial products and services that, when combined, create an investment plan that integrates all the critical components needed to fit all levels of risk tolerance, lifestyle goals, and business objectives. 

IRAs

  • Traditional, Rollovers
  • Roth
  • SEP
  • Simple

Our services include assistance in:

  • Retirement Planning
  • College Planning
  • 403(b) Planning
  • 457(b) Planning
  • Financial Planning*
  • Deferred Compensation Accounts

*Must be an Investment Advisor Representative to offer these services. 

Deferred Compensation Accounts:

This plan is an arrangement which permits you, on a voluntary basis, to authorize a portion of your salary to be withheld and invested for payment to you at a later date. This retirement plan is available only to school employees who work for districts that have approved the program. This is a great opportunity to save for retirement on a pre-tax salary deferral. The plan allows you to contribute to other retirement plans.
The MSEFCU sponsored Deferred Compensation 457 Plan is contracted with Nationwide Trust Company and Cetera Advisor Networks to offer a variety of investment choices. You can choose to invest in any manner you wish... Nationwide fixed account, mutual funds, or a combination of both. It's up to you!

 

  • Online access to account information, fund performance, and choice of investment options
  • Access to local Cetera Advisor Networks Investment Advisor Lynnette Koehn at the credit union in the Main Branch
  • Most important...a true group plan with more favorable group pricing, made available to you ONLY through your district and MSEFCU!

457 Deferred Compensation Accounts offers you more choices, more flexibility, more opportunity! 

Cetera looks forward to helping you prepare for your future. Call for an appointment today! 

Not FDIC/NCUSIF insured. May go down in value. Not financial institution guaranteed. Not a deposit. Not insured by any federal government agency.

*Merced School Employees Federal Credit Union and Cetera Advisor Networks are not affiliated. Securities and advisory services offered through Cetera Advisor Networks LLC, member FINRA/SIPC. Cetera is under separate ownership from any other named entity. Investments are: • Not FDIC/NCUSIF insured • May lose value • Not financial institution guaranteed • Not a deposit • Not insured by any other entity.  This site is published for residents of the United States only. Registered Representatives of Cetera Advisor Networks LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every representative listed. For additional information please contact the representative(s) listed on the site, visit the Cetera Advisor Networks LLC site at ceteraadvisornetworks.com.


 
 
 
 
 

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