Personal Money Management
1021 Olivewood Drive, Merced CA 95348
Tel: (209) 383-5035
Fax: (209) 383-5444
We offer a variety of financial products and services that, when combined, create an investment plan that integrates all the critical components needed to fit all levels of risk tolerance, lifestyle goals, and business objectives.
- Traditional, Rollovers
Our services include assistance in:
- Retirement Planning
- College Planning
- 403(b) Planning
- 457(b) Planning
- Financial Planning*
- Deferred Compensation Accounts
*Must be an Investment Advisor Representative to offer these services.
Deferred Compensation Accounts:
This plan is an arrangement which permits you, on a voluntary basis, to authorize a portion of your salary to be withheld and invested for payment to you at a later date. This retirement plan is available only to school employees who work for districts that have approved the program. This is a great opportunity to save for retirement on a pre-tax salary deferral. The plan allows you to contribute to other retirement plans.
The MSEFCU sponsored Deferred Compensation 457 Plan is contracted with Nationwide Trust Company and Cetera Advisor Networks to offer a variety of investment choices. You can choose to invest in any manner you wish... Nationwide fixed account, mutual funds, or a combination of both. It's up to you!
- Online access to account information, fund performance, and choice of investment options
- Access to local Cetera Advisor Networks Investment Advisor Lynnette Koehn at the credit union in the Main Branch
- Most important...a true group plan with more favorable group pricing, made available to you ONLY through your district and MSEFCU!
457 Deferred Compensation Accounts offers you more choices, more flexibility, more opportunity!
Lynnette looks forward to helping you prepare for your future. Call for an appointment today!
Not FDIC/NCUSIF insured. May go down in value. Not financial institution guaranteed. Not a deposit. Not insured by any federal government agency.
*Merced School Employees Federal Credit Union and Cetera Advisor Networks are not affiliated. Securities and advisory services offered through Cetera Advisor Networks LLC, member FINRA/SIPC. Cetera is under separate ownership from any other named entity. Investments are: • Not FDIC/NCUSIF insured • May lose value • Not financial institution guaranteed • Not a deposit • Not insured by any other entity