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Merced School Employees Federal Credit Union Homepage

Debt Consolidation Options

Merced School Employees Federal Credit Union
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Get Back on Top of Your Finances!

Instead of making minimum monthly payments on a number of high-interest credit cards and other loans, this debt consolidation involves getting a new loan or taking equity out of your assets (car or home) to combine and payoff your debts. You can then make one easy monthly payment and simplify your life.

Taking advantage of your auto’s equity, a personal loan, HELOC, your visa credit card, or a share secured loan are just a few of your options.

Click here to access our debt consolidation calculator to see if debt consolidation is right for you.

Make Paying Off Your Debt More Manageable.

Are you ready to eliminate your debt, rebuild your credit, and reach your financial goals?
Then take the next step...

Call us at 383-5550 x141/142 for any auto equity, visa credit card, personal or share secured
loan questions or x181 for any home equity line of credit questions.


Say "YES" to debt consolidation!

Don't wait - talk to one of our Loan Officers today.

To read the HELOC program disclosure click here or contact our office at 209-383-5550 x181 to have one mailed to you. The Credit Union reserves the right to add, change or delete services, and all rates are subject to change without notice.


We're Here For You!


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Get the power to make purchases wherever you are, whenever you need to, without draining your savings!
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It’s never too early to start teaching your kids how to manage their finances. So, let’s get them started today!
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Maintaining stability in your budget and personal finances can be difficult. Find out how our partner, BALANCE, can help make it easier for you to stay on top of your financial situation!