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Merced School Employees Federal Credit Union Homepage

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Apply for a Loan

Merced School Employees Federal Credit Union
cu@home Login

We are happy you have chosen Merced School Employees Federal Credit Union for your financial needs!

You can apply for a loan through our online application process. The types of loans you can apply for online are  Vehicle Loans, Visa Credit Cards, Checking Credit Lines or Personal Loans.

** Please be aware; if you apply for a loan, your credit will be pulled**
Current MSEFCU Members
If you are an existing member of MSEFCU and would like to apply for a loan, you are required to login to your cu@home online banking account. Once logged in, click on "Accounts" in the left-hand menu, then click on the "Apply for a loan" tab on the right-hand side. (If you are already a member but not enrolled in cu@home online banking, click here to enroll now. It is a requirement for current members to be enrolled in cu@home in order to apply for a loan online.)

Not yet a Member
If you are not yet a member and want to apply for a loan and new membership click here to go to our online application. Click on the "Not Yet a Member" button to start the membership/loan application process.

You may need the following items during the application process:
• U.S. Social Security Number
• A valid form of identification including: Driver's license, State ID, Military ID or Passport
• Employment information, including current salary
• Income
• Monthly housing payment

If you wish to apply for a home loan, please call our Real Estate Department at  (209) 383-5550 x181 or visit our Main Branch today!

If you have any other questions or need further assistance, please contact our Loan Department at (209) 383-5550 x141/142. Thank you for choosing MSEFCU for your financial needs!

We're Here For You!

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Get the power to make purchases wherever you are, whenever you need to, without draining your savings!
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Need help covering your loved ones’ unexpected healthcare expenses from a high deductible health insurance? We can help with our health savings account loan!
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Ready for a new ride? Our loan officers can help you with the swerves and curves of financing a new or new-to-you vehicle! We’ll get you where you need to go in no time!