Start Spring in a New Car!

Looking for a brand-new car, a reliable pre-owned vehicle, or a better deal on your current auto loan from another lender? Our Spring Car Sale has you covered with a low 4.89% APR* that makes upgrading (or refinancing) easier than ever!

Plus, NO Payment for 90 Days.

Don’t wait—this limited-time offer is available March 20th through April 21st!

We make it easy to apply!

Stop by our Main Branch for walk-in service, or skip the wait by scheduling an appointment with a loan officer at our Los Banos, Atwater, or M Street Branches to get pre-approved for your new—or new-to-you—vehicle today.

You can easily start your application online for even more added convenience!

Apply Online Now!

Questions? Send us a message or call (209)383-5550 x141/142

🌿 Spring into action and lock in your low rate today!

*APR=annual percentage rate based on credit history and includes rate reducing option of .25% for automatic transfer or payroll deduction. Models 2020 and newer. 60 month loan at 4.89% APR is $18.83 per $1000 borrowed (payment calculated with the first payment in 90 days). First payment deferred up to 90 days for qualified borrowers. Longer terms available. No MSEFCU refinance. Offer valid from March 20, 2026 through April 21, 2026. Rates, terms and conditions subject to change. Federally insured by NCUA.